Essential Steps For Never Going Broke

Essential Steps For

Never Going Broke

Why Don't You Have Enough Money?

Let Me Help You Have More!

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There are several destructive activities that people engage in which prevent them from living stress-free lives when it comes to money matters. The reasons for engaging in these activities are many fold, quite complex and difficult to change unless the person is willing to acknowledge them and address the problems with the help of a financial consultant in order to correct them.

Is the reason you don’t have enough money because you’re not earning enough to pay for your basic expenses or is it because you’re spending too much money, especially on things that you really don’t need?

Money problems have been proven to be one of the major sources of marital and relationship discords between couples and have led to innumerable marriage breakups.

Through the many years of being a Daily Money Manager, where I have been handling the finances for people who could not do it for themselves, I mastered the reasons why people just don’t have enough money to live comfortably without stress and I helped them change for the better.

The knowledge and expertise I gained in this field over the years qualifies me to guide you onto a path of proper and prudent money management so that you could live a stress-free life where you have enough money for all desires and contingencies.

Centuries ago, a Greek Philosopher once said, “If your outgo exceeds your income, then your upkeep will be your downfall.” That fact is still true today.

Let us explore the reasons why you’re in the predicament of not having enough money and let me help you by means of my personal consulting sessions with you.

My consultations can help you in many ways, including…

How To Budget Your Money More Effectively
How To Create A Budget For Your Daily Needs
How To Break The Cycle Of Spending Beyond Your Means
How To Determine If Spending For An Item Makes Sense
How To Prioritize Your Bill Paying
How To Save Money For Future Expenses Or Retirement
How Much To Save And Where To Put It
How To Decide When To Borrow Money
How To Use Credit For Your Convenience
How Investing Some Of Your Money Could Help You
How To Have Fun Without Spending A Lot Of Money

The value of my consultations is immeasurable when you consider the benefits that you will derive from my help.

Schedule an appointment for a 45 minute “FREE CONSULT “ where you can explain your problem. E-Mail Hasmadmm@Gmail.com leaving your name, phone number and E-Mail address. I will set a time that’s convenient for both of us. All conversations are strictly confidential.

    Herb Simonoff is the President/CEO of Hasma, Inc., a Daily Money Management Company and Chancellor of the Money Managing Academy. With constant and careful attention to detail, he ministers to the needs of others with tireless enthusiasm. Herb was born and raised in New York City. Although his interests always centered around the area of finance, he operated a large electronics business in New York and New Jersey for 33 years.

    After handling the personal financial affairs of family members and friends for many years, Herb formed HASMA, INC. to provide an essential service to those people who wanted a competent, highly experienced, caring and honorable professional to look out for and safeguard their financial interests. He also established the Money Managing Academy in order to teach people how to manage their money responsibly.

    During his many years as a Daily Money Manager and his affiliation with the Money Managing Academy, Herb lectured and wrote several articles and books on the subject of prudent money management. His mission was to not only protect the assets of his clients, but to teach people and help them set a course of fiscal stability. As a result, his outreach and guidance benefited many people and saved them from financial disaster.

    Herb and his wife Margie, a retired attorney, live in Atlanta, Georgia. They have two grown children (a daughter who is a practicing attorney and a son who is a busy cardiologist) and five grandchildren.

AFFILIATIONS AND MEMBERSHIPS

I am proud to be affiliated with, and a member in good standing, in the following national organizations.

• The National ElderCare Matters Alliance
• American Association of Daily Money Managers
• Toastmasters, International